Moral of The Story According to The Tourist

I received this email today and I found it really funny. 🙂

No offence to the sender with regards to what I am about to share but it’s just another way of looking at things. And especially give people a new insight as to the importance of attaining financial freedom.

So here goes….


A boat docked in a tiny Mexican fishing village.


A tourist complimented the local fishermen
on the quality of their fish and asked
how long it took him to catch them.

“Not very long.” they answered in unison.

“Why didn’t you stay out longer and catch more?”


The fishermen explained that their small catches were
sufficient to meet their needs and those of their families.

“But what do you do with the rest of your time?”

“We sleep late, fish a little, play with our children,
and take siestas with our wives.
In the evenings, we go into the village to see our friends, have a few drinks, play the guitar, and sing a few songs.

We have a full life.”image004

The tourist interrupted,

“I have an MBA from Harvard and I can help you!
You should start by fishing longer every day.
You can then sell the extra fish you catch.
With the extra revenue, you can buy a bigger boat.”

“And after that?”

“With the extra money the larger boat will bring,
you can buy a second one and a third one
and so on until you have an entire fleet of trawlers.
Instead of selling your fish to a middle man,
you can then negotiate directly with the processing plants
and maybe even open your own plant.

You can then leave this little village and move to Mexico City , Los Angeles , or even New York City !

From there you can direct your huge new enterprise.”


“How long would that take?”

“Twenty, perhaps twenty-five years.” replied the tourist.

“And after that?”

“Afterwards? Well my friend, that’s when it gets really interesting, ” answered the tourist, laughing. “When your business gets really big, you can start buying and selling stocks and make millions!”

“Millions? Really? And after that?” asked the fishermen.

“After that you’ll be able to retire,
live in a tiny village near the coast,
sleep late, play with your children,
catch a few fish, take a siesta with your wife
and spend your evenings drinking and enjoying your friends.”image006

“With all due respect sir, but that’s exactly what we are doing now. So what’s the point wasting twenty-five years?” asked the Mexicans.

image008And the moral of this story is supposedly:

Know where you’re going in life….
you may already be there.

Now let me tell you the real moral of this story:

There is a missing part to the story. If you continued doing what you are doing, at the end of 25years, you are still working every single day to get your small catches of fish to feed your family and children. Perhaps you might even have to rely on your children to get the small catches of fish.

But if you established your corporation with the idea that the tourist presented, at the end of 25 years, you will not have to lift a finger to ensure that your catches of fish feed your family and children. In fact, you can even rest assured that you have enough to feed your children’s children over the many years to come.

Now, which one sounds better as a retirement plan?

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